Designed for the prudent investor, Strategic Asset Management (S.A.M.) is a comprehensive, systematic approach to advanced investment management. Fundamentally, it asks the question, "Does your present portfolio best reflect your strategic goals?" S.A.M. is guided by an investment policy custom-tailored for you.

An investment policy is a formal expression of the optimal investment plan for you. Your motives, philosophies, expectations, and investment temperament are carefully explored. These attitudes form the basis of your investment policy. It allows us to understand every aspect of your financial condition and establish a specific framework for structuring and managing your assets.

Upon finalizing your investment policy, strategies consistent with that policy are explored utilizing these steps:

• Asset Allocation: The right mix of asset classes (model portfolio) is developed to achieve your investment objective(s).
• Resource Analysis: This step assesses conformity of existing assets to your investment policy. Evaluation includes: past performance, future outlook, tax consequences, etc.
• Security Selection: S.A.M. involves extensive research and quantitative analysis to select the most appropriate no-load mutual funds and/or individual securities for your portfolio. Holdings are meticulously correlated among numerous markets to create a broadly diversified, multi-manager portfolio. Only the best money managers are hired.
• Proactive Management: Economic and market conditions change. So do your personal circumstances. S.A.M. involves constant supervision of your portfolio to enhance the probability of maintaining a portfolio suitable for your needs over time. This ongoing management process involves these functions:
  • Disciplined buy and sell strategies
  • Tactical Allocations
  • Periodic Rebalancing
• Service Oriented: Under S.A.M. you always know exactly how your portfolio is progressing. Timely performance reports are prepared for your account(s) quarterly with accurate time-weighted internal rates of return computed for each holding and the entire portfolio. Face-to-face meetings are also held to discuss results.
• A Unique Approach: There you have it. Actively-managed portfolios in a no-load, multi-manager setting -- custom-tailored to fit your needs. We believe the results will be superior long-term performance and peace of mind. It's your move!